What is the finest piece of funding recommendation you might match right into a single, brief sentence? “Purchase shares” wins factors for brevity and excessive returns. “Purchase American shares”, if given at virtually any level over the previous few a long time, would have performed even higher. “Don’t waste cash on stockpickers’ charges” deserves an honourable point out. Here’s a much less punchy suggestion: “A diversified portfolio can have the identical returns as a concentrated one, with much less threat.”